West Kentucky Real Estate News


Dec. 2, 2019

Simple Fixes to Keep Providence Real Estate Warm This Winter

Keep Providence real estate warm this winter.Winter weather is in full swing near Providence real estate. The colder weather means that the furnace is running. If your home still feels chilly even with the heat on full blast and your utility bills are making you cringe, your home may be losing precious heat. Here is a look at the most likely culprits that may be causing your home to be colder than it should be.

The two leading sources of heat loss are doors and windows. Old windows are one of the biggest culprits for heat loss. Triple-glazed windows perform best when trying to keep heat inside your home. If replacing the windows in your Providence real estate is not in the budget, consider installing weather stripping and investing in some high quality curtains. Replacing old doors can also help. If you need a more budget-friendly solution, make sure that the area around the door frame is well insulated. Use weather stripping to fill in any gaps and install a new door sweep under the door to keep cold air from coming in.

Providence Home Owners Do a Full Inspection to Find Sources of Heat Loss

A few other areas to take a look at in your Providence home are the roof and power outlets and switches. Old roofs that have cracked shingles can lose heat. You should also inspect the insulation in your attic. If the insulation is old or missing in some locations, it would be a good idea to replace it. Other areas that often have poor insulation are the areas around outlets and power switches. This can be a DIY fix if you have the know how to disconnect the power and add external light switches and outlets. If this is not in your repertoire, seek out a good electrician to help you with your project.

Winter is the best time to find the sources of heat loss, but may not always be the best time to fix the problems. While weather stripping and new curtains can certainly help now, other fixes may need to wait for spring or summer.


Posted in News
Nov. 27, 2019

Just Bought Providence Property? Get Homeowners Insurance to Protect Your Investment

Providence property owners get good homeowners insurance.When you purchase Providence property, one of the first things you should look for is homeowners insurance. Find a good policy that will cover your home and belongings in the event of some sort of disaster. You have to be careful to read the entire policy. Most standard policies will specifically exclude certain kinds of property and disasters. For example, if you own a lot of fine jewelry or expensive antiques, you will probably need an additional policy or a rider that will cover your collection if it is stolen or lost in a fire.

Homeowners Living in Providence Should Make Sure They Have Coverage for Disasters

Certain natural disasters aren’t covered in a typical insurance policy. People living in Providence should check into a flood insurance policy if your house is in an area that sees floods. Check to make sure your policy will cover you in the event of a tornado or blizzard.

Regular home maintenance isn’t options for homeowners. It’s a necessity. Not only will it keep your house in good shape for longer, problems related to lack of maintenance are not covered by homeowners insurance. Another problem that isn’t usually covered is a sewer backup. A backup is often caused by tree roots, old pipes, or blockages. If you own older Providence property or have a lot of trees, consider getting a rider for sewer backups.

Dog owners should make sure their policy covers them in the event their dog attacks or bites someone. Some breeds, like pit bulls, rottweilers, and other breeds with a reputation for aggression, are not covered by a standard policy. Shop around, because some companies will take into account the dog’s history and training. You can also find a separate policy for your dog if necessary. Don’t skip this coverage, even if it is hard to find.

There are lots of details to keep straight about what homeowners insurance covers and what extra riders or policies might be right for you. A good insurance agent will be able to help you. Ask your real estate agent for a recommendation for a reputable agency.


Posted in News
Nov. 25, 2019

Top Ways for Homeowners Living in Clay to Do Eco Friendly Renovations

Homeowners living in Clay do eco friendly improvements.Remodeling projects while living in Clay are inevitable. If planning a home improvement project, it may be in your best interest to look at environmentally friendly options. Not only are green remodeling projects better for our planet, but they can also make your home healthier and potentially bring down your costs.

Clay Property Owners Can Save Money by Going Green

One obvious way to bring down your costs while helping the environment is to look into solar panels. Some utility companies offer rebates to homeowners who install solar panels. Sometimes residents can even sell the electricity they make to the utility company. This can really cut down on costs over time. Keep in mind that it is easiest to install solar panels when a new roof is installed. It is also a good idea to get several quotes and opinions on whether your property has prime sun exposure and would be a good fit for solar power.

When considering new flooring for your Clay property, there are many green options. Bamboo is a great choice because it is a grass that grows quickly. It can be harvested after only three to five years, so it is a renewable resource. This material is also resilient, easy to install, and comes in many colors. Marmoleum is another good choice. This is a type of linoleum that is made by combining a variety of natural raw materials. It is even biodegradable.

Finally, those living in Clay can consider small upgrades and improvements to save energy costs. New dual pane windows will better keep out the heat and cold, as well as noise. Programmable thermostats allow you to create a program to change the temperature in your house based on your schedule. When shopping for new fixtures and appliances, look for products that are Energy Star certified. Ceiling fans, televisions, kitchen appliances, and many more items can be found with this certification.


Posted in News
Nov. 18, 2019

Know the Pros and Cons Before Buying a Foreclosed Clay Home

Know the pros and cons of buying a foreclosed Clay home.There are many pros and cons when considering buying a foreclosed Clay home at auction. You could get a screaming deal or you could win yourself a trashed house with many liens against it. Here are a few things to think about before jumping in on an auction.

First, it is important to understand how these auctions work. In Kentucky, foreclosures are judicial and must go through the court. A judge must rule in favor of the lender and then release the home for auction. These auctions take place at local courthouses. Be prepared for the price to start around what is owed on the mortgage and then go up from there. Know that there will be extra costs at an auction, including auction and bidding fees. You will have to put down earnest money before leaving the auction.

Consider Whether You Want to Deal With Liens Against Foreclosed Clay Real Estate

If everything goes well, you could get an amazing Clay home at a fraction of the open market price. However, it is a great gamble to purchase Clay real estate in this way. Most auctions do not allow for home inspections and a fair number of owners damage the property before leaving. It will be difficult to know what issues you may come across inside a home. There is also the possibility that there could be liens against the property that you would be responsible for paying. There could be unpaid taxes, insurance, back interest, attorney fees, or even child support due. These accounts will need to be settled and this could become very frustrating and expensive.

Lastly, know that auctions are competitive. Flipping houses has become a big business. These investors know how auctions and the bidding process works and will be a force to be reckoned with at the auction. If you are ready to take on the investors, are ready to roll up your shirt sleeves and do some dirty work, and are not scared of surprises, an amazing deal could be waiting for you.


Posted in News
Nov. 13, 2019

Homeowners Living in Providence Find Ways to Save on Remodel Projects

Home owners living in Providence save money on remodeling.For most people, the word ‘renovation’ sounds like a big, expensive headache. Never fear, there is hope for those living in Providence who would like to remodel but are on a tight budget. There are ways to bring down costs and create the space you would love to have. Before starting a project, come up with a budget. Then find ways to stick to your budget. Costs can rise quickly if you do not plan ahead sufficiently.

The best place to start when planning a remodel is to think about all of the things you can do yourself. Labor is a huge expense during remodel projects. Demo can often be done by a homeowner. Also consider shopping for fixtures yourself. Contractors usually mark up these costs due to their time in doing research and going to pick them up. Using reclaimed or salvaged materials is another way to save money. Second-hand shops and online marketplaces often have great choices, especially if you are patient and check often. Others living in Providence could very well be getting rid of your dream fixtures.

Friends Can Help You Fix up Your Providence Property or Recommend Professionals

Once you have figured out all that you can do on your own, start thinking about people who you know who might be able to help for a reduced cost. Perhaps you have a friend or family member who is a carpenter, plumber, or electrician. If you don’t know anyone personally, shop around for someone who will do the best job for the lowest price. Check online reviews and ask friends and family for recommendations.

Lastly, think about your project and scale things back if quotes are coming in above your budget. For instance, if you are remodeling the kitchen of your Providence property, consider painting or refacing cabinets instead of totally replacing them. Keep projects simple. Do not move any plumbing, keep tile patterns classic, and go with wall-mounted or ceiling-hung lights instead of recessed lighting. The more intricate a job is, the more expensive it gets.


Posted in News
Nov. 11, 2019

Why Selling Dawson Springs Property in the Winter Can Be a Great Idea

Sell or buy Dawson Springs property this winter.Many questions come up when you start thinking about selling your Dawson Springs property. There are listing prices, choosing an agent to work with, staging details, and if this is a good time to sell. Many people have the notion that spring is the only time to buy or sell a Dawson Springs property. However, there are many good reasons to sell during the fall or winter.

First of all, homes are bought and sold every day of the year. There are always buyers out there looking. In fact, buyers that are looking at off peak times of the year are often very motivated and ready to get into a home and start living in Dawson Springs. A motivated buyer also usually means a faster transaction because they have everything in order. Plus, real estate agents, lenders, and inspectors are not as busy this time of year. This means that you will get more time and attention and the process can happen faster.

Get People Interested in Living in Dawson Springs Home for the Holidays

Since there are statistically fewer homes on the market in the fall and winter, this means that there is less competition. A serious buyer would be more likely to look at and choose your property. This is also a fun time of year to focus on seasonal staging. Sellers can create a vision for buyers of spending time in the home for the holidays. Those looking at homes can drive around the neighborhood and see pumpkins on porches or festive lighting displays. These types of feelings and emotions can seal the deal and get your home sold.

Good agents are ready to sell homes no matter what time of year it is. They can make seasonal suggestions and creatively adapt to any time frame. If your agent is unwilling to help you list your home in the fall or winter, it is time to search for someone who will.


Posted in News
Nov. 6, 2019

Advantages to Shopping Clay Real Estate in Winter

Shop Clay real estate in the winter months.Searching for Clay real estate during the colder months may seem like a bad idea, but there are actually many reasons that it can be beneficial. First of all, if it does not sound good to you, it probably does not sound good to others either, so there will be less competition. Another advantage is that a home is more likely to show flaws during the colder months, so you will have a better idea of what you are getting yourself into. Home systems have to work harder when it is cold and problems will be more evident when looking at houses at lower temperatures.

Check out the Major Systems in any Clay Home Before You Buy

Getting out to look at open houses can also be a great way to beat the winter blues. It is a fun way to get out and about when you may otherwise be stuck at home. While checking out open houses, or visiting Clay real estate with a realtor, check for drafts or leaks and imagine living in the home during the winter. Chances are, things could only get better during warmer weather. This is also a great time to check out parking and think about how ice may form and if shoveling snow would be easy or a major chore. Take a look around to see if this home is on a plow route or if roads stay icy well after storms.

Searching for a Clay home during the winter months means that you can be very thorough. Snuggle up with your computer and a hot beverage and do research. Make a long list of potential houses. Learn more about the home buying process, look up property records and read home inspection reports. Read more about the mortgage process and shop around for lenders. Make sure you are getting the best rate and also look at fees. Being thorough in mortgage research can save tons of money in the long run.


Posted in News
Nov. 4, 2019

Getting Ready to Sell a Providence Home: First Steps

Get your Providence home inspected before selling.Today we’re going to back way up and talk about the very first steps you need to take before putting your Providence home on the market. This isn’t about decluttering or cleaning or any projects you might want to do. Before you sell your house, you have to make sure the fabric is sound. This means getting the major systems inspected. Start with the bottom: the foundation. Providence real estate can be all kinds of gorgeous on the outside, but foundation problems are a deal breaker. Get your foundation inspected and discuss any repairs that might need to be done.

Make Sure Providence Real Estate Has Good Bones Before Selling

Once your foundation is dealt with, move on to the roof. Not all buyers are going to baulk at roofing issues, but you should know what you’re dealing with. Home buyers who go with an FHA loan won’t get financing unless the roof is in good shape. Call a reputable roofing company for an inspection. If your roof is good, they’ll issue you a certificate. That will reassure buyers.

Inside, the system most likely to cause problems if it fails is the plumbing. Newer houses have less to worry about in this department, since modern materials are very durable. No matter the age of the home, have a plumber inspect the pipes to be sure things look good. If they don’t, you’ll need to come up with a plan to either fix the plumbing or offer a discount on the price so a buyer can do the repairs. An older Providence home might also need to have an electrician come to take a look at the wiring. If you’ve replaced the wiring or a previous owner did, you’re probably safe. However, a home inspector will look at the electrical system, so you might as well know whether there are any issues with it.

Feel free to call the office if you need recommendations for any of these professionals. We’d also love to help you develop your house selling plan.


Posted in News
Oct. 30, 2019

Homeowners Living in Dawson Springs Keep Pests Away with Regular Maintenance

Homeowners living in Reston inspect for pests.Pests are an unwelcome guest for anyone living in Dawson Springs. However, it is not always easy to know if pests have taken up residence on your Dawson Springs property. The signs of pests are often subtle, but here are a few things to watch for.

Electrical Issues: Rodents are known to chew through wires, so if lights begin to flicker, dim, or even go out or if appliances stop working, it could mean that you have damaged wires. Also keep in mind that damaged wires are a fire hazard, so get this checked out as soon as possible.

Floors that Feel Unstable: This can be especially evident if you have wood floors in your home. Watch for boards that are curling, flaking, or crumbling. If the floors feel unstable when you walk on them, this could mean a pest problem.

Mud Tunnels: Keep an eye out for tubes and tunnels made of mud in your yard and on the side of your home. Organ pipe mud dauber wasps and termites make these tunnels and are a sign of infestation.

Have Dawson Springs Property Inspected to Prevent Pest Problems

There may be no sign of pests, but those living in Dawson Springs should still take measures to check their homes for them. The tap test is a good way to check for a pest problem. Wood surfaces that are solid all the way through should make a thud when tapped. If wood sounds hollow, it may mean that pests are damaging the wood.

Call a specialist right away if you are concerned about pests on your property. It also never hurts to have a company come out to do an evaluation and come up with a maintenance plan to ensure your property remains pest free. It is cheaper to perform proper maintenance than to pay for treating an infestation.


Posted in News
Oct. 28, 2019

What Clay Property Owners Should Know about a Home Warranty

Clay property owners research home warranty companies.Everyone who purchases a Clay property needs homeowners insurance, but what about a home warranty? Homeowners insurance only offers coverage in the case of an emergency, whereas a home warranty can provide coverage if a major system or appliance breaks down and needs repairs or to be replaced. Many home buyers do not have extra cash for unexpected breakdowns and repairs. Purchasing a home warranty can split the costs into monthly premium payments and a deductible. This can make it more affordable.

Ask Friends Living in Clay for Recommendations of Warranty Companies

Some who buy a Clay property may choose to purchase a home warranty themselves, but some homes may come with a warranty. Some real estate agencies may offer a home warranty as a perk when they sell someone a home. A builder may also offer a warranty on new construction, some mortgage lenders offer a home warranty as part of their package, and some sellers living in Clay may choose to include a home warranty to help buyers feel a peace of mind when making an offer on their house.

There are many options for home warranties. Be sure to do some research to understand what you are getting, especially if the home warranty is provided at no cost to you. There are plans that cover only appliances, only home systems like HVAC, plumbing, and electrical wiring, and some that cover both. There are also add-ons available for specialty appliances or systems like swimming pools and saunas. Costs vary and many insurance agencies do offer home warranty packages if you want to bundle, but there are other options out there. Ask for recommendations and suggestions from your realtor. When looking for home warranty options, be sure to ask about limits for coverage, deductibles, service fees, how claims will be paid, if there is a waiting period, and if there are any exclusions.


Posted in News